Flexible business
funding in minutes
Apply online in minutes and get a fast decision with no hidden fees
- No impact on your credit score
- Takes less than 2 minutes
12 monthly repayments of £0
Total repayment of £0
Including fee of £16,500
3.33% interest per 30 days (49% APR representative)
Complete Your Application
Fast approval
Get a decision in hours, not days
Flexible repayments
Repay in a way that suits your cash flow
No hidden fees
Complete transparency from start to finish
Designed for small businesses
Built specifically for your needs
How it works
Apply online in minutes
Fill out our simple application form with basic business details
Get a quick decision
Our team reviews your application and provides a decision fast
Receive your funds
Once approved, funds are transferred to your account quickly
Funding that works for your business
Access funding whenever your business needs it. Whether it’s for managing cash flow, investing in growth opportunities, or covering unexpected costs, we’re here to support you.
Use your funding however you see fit — inventory, marketing, equipment, or day-to-day operations. The choice is yours.
Repay in a way that fits your business. Our flexible repayment structure adapts to your revenue, making it easier to manage your finances without stress.
Trusted by thousands of businesses
iwoca: loved by over
businesses since
Carl Douglas
Carl Douglas Racing Shells
Iwoca’s funding allowed us to get on with the job, when otherwise we would have run into a brick wall. It’s a friendly relationship. The simplest possible process with the greatest help.
Alex Harris
Behind This Wall Ltd
Borrowing for business can be intimidating but iwoca have always been on hand for me to provide flexible options. They take the stress out of cash-flow issues and allow you to focus on what you do best.
Olivia Smith
Olivia and Pearl
Iwoca was a breath of fresh air. We got an okay on our loan within a couple of days and they went above and beyond to help me get our project off the ground.
Funding that works for your business
- Call us Mon-Fri 9am-6pm
- Email our team at:
- iwoca Ltd, 1 Bedford Avenue London, WC1B 3AU
iwoca Ltd is registered with the Financial Conduct Authority under the Payment Services Regulations 2017 (reference number: 791804) for the provision of payment services. We’re also registered with the Information Commissioners Office in relation to the processing of personal information (registration number: Z3007540). iwoca Limited is incorporated in England and Wales (company number: 07798925). Our registered office is 10 Queen Street Place, London, EC4R 1AG.